The Top 5 banks in Europe

When it comes to company ratings, there are two factors that are to be considered. The factors are:

  1. The total assets of the company
  2. The market capitalization of the company.

Although there are other ranking criteria used by other ranking companies, this article would focus mainly on the above listed factors.

Starting with the total asset, the total assets can be defined as the sum of the banks liability and the stockholder’s equity. In mathematical terms, this is:

Assets = Liabilities + Stockholder equity

This may sound a little too technical for the non-accounting folks reading this and so I will break the definition down into simpler bits.

Liabilities can be thought of as the money leaving the company, simply put, money the company owes. Examples of liabilities are rents, debts and utilities (such as the power and gas bill).

The stockholder equity is the amount of money allowed to be shared among its investors if the company decides to shut down and pay off all liabilities.

Hence, you can see that the asset is all of the money owned by the company. In this case all the prosperity owned by the bank.

And so to the ranking of the top 5 banks as ranked by the Company’s total assets.

Bank COUNTRY Total assets in trillion U.S dollars
1. HSBC Holdings UK 2.608
2. BNP Paribas FRANCE 2.417
3. Deutsche Bank GERMANY 2.006
4. Credit Agricole Group FRANCE 1.970
5. Barclays PLC UK 1.819

The ranking and the data therein is provided by Statista.

Secondly, the ranking by market capitalization. The marketing capitalization is the total value of the banks outstanding shares. Outstanding shares are shares currently owned by stockholders, public investors and company officials. The value of the outstanding shares does not include shares repurchased by another company.

Mathematically, the value of market capitalization (market cap) is:

Market capitalization = Number of Outstanding shares * Price per share

The market cap is a symbol of brand equity and so a good basis for ranking the banks.

Hence, the ranking of the top 5 banks as ranked by company’s Market Cap is:


HSBC Bank PLC with a Market Cap. of $131.93 Billion and total assets size of $2.608 Trillion leads the ranking in the number one position. HSBC Bank was founded in the year 1865 in Birmingham, Great Britain with its headquarter in London, United Kingdom. The banks business encompasses the traditional bank duties of personal finance and commercial banking, consumer finance, private banking, corporate and investment banking. The bank’s industry of focus are the Financial and Insurance industries with its key product being Financial services. The bank is a subsidiary of HSBC Holdings PLC and it has an employee base of 85,000.

The Hidden Truth About Online Banking Revealed

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The End of Online Banking

Popular mobile banking applications provide several useful characteristics and functions that are easy to access and navigate. The largest benefit of earning online bookings is you do not need to wait in queues for your chance. Another important advantage of earning online purchase is you may do it from your house. The advantages or advantages of Internet banking are however, not confined to a certain group of individuals. Because of this, many banking and finance organizations have produced the notion of Internet banking or internet banking. Financial institutions particularly have lots of checkpoints which make it virtually impossible for somebody to grab your credentials. These days, many banking institutions provided each of their services on the Internet.

Internet banking is a rather significant part our new international economy. It is arguably the fastest method of paying all kind of bills. While banking on the Internet, make sure the banking session is secure.

Possibly the very first situation to consider with internet banking is the convenience. It has also been on the rise. With the advent of the Internet, it has gained immense popularity. It allows you to manage your finances quickly and more efficiently. On these days, lots of people opt for internet banking as their preferred approach to handling their bank accounts.

Banking has not ever been simpler than it is today. Actually, online banking could be safer than traditional banking. It allows you to bank when you can, rather than within office hours.

On-line banking can really HELP keep you safer, IF you observe simple security tips. It has been around for quite a few years. Additionally, it is dependent on a reliable internet connection. It can be a wonderful timesaver. It was introduced a very long time ago, and since then, there has been no looking back. It is a wonderful facility that can save us time and make our life simpler.

How to Find Online Banking on the Web

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